Thursday 22 May 2014

Waste not any chicken

Save!  -Depends.

The long and the short of it:
Remember those Cold storage / Jasons half priced roasted chickens? Save the bones to make some damn delicious soup!

Additional or local tips!

No need for any salt or seasoning when cooking. Cos the birds are already seasoned for you! Use bones from 2 birds for a solid soup.

Use a pressure cooker to speed things up!

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Who doesn't love a good chicken soup?
Photo from Simple Bites

Being a person who abhors waste, I will save the bones from previously roasted chickens to make into soup! I've like 4 chicken carcasses in my freezer now waiting to be cooked. Hmmm yum yum.

Basically just follow any typical chicken soup recipe (here's one recipe that I reference). My chicken soup is also a lot simpler. I just add some thyme and bay leaves, potatoes and onions plus some chicken pea to have that option into making it a full meal.

There you go. Good healthy non-canned chicken soup that's rich and full bodies with a nice roasted edge. And yes, the soup will look brown because it's made from flavourful roasted chicken bones!

But do you save anything?
If you cook with chicken stock cubes then you probably save nothing.
If you cook your own chicken soups then this will probably save you $5-6 per soup since you still have to buy chicken bones or a whole chicken to make the soup base.




Wednesday 21 May 2014

Half priced chicken!!!!!

Save!  - $6 per bird!


The long and the short of it:
Cold storage / Jasons has half priced roasted meats just before closing time! Usually at 9.30pm.

Additional or local tips!
Sometimes they will put up the sign at 9.30pm sometimes they will sneakily not put up anything! And sometimes they won't have it at all. So it's a game of chance and chicken.

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I swear Cold Storage does one of the best roast chickens in town for its price and convenience. Their other roast meats aren't too bad either. Their smoked duck steak is another to die for.

Now these roasted items are normally ok priced. They aren't expensive. I mean one whole uncooked bird already cost $4-6 and you still have to use electricity to cook it with herbs and spices and what nots. So $14 for a whole family sized roasted bird is pretty decently priced.

Smoke duck breast. TO DIE for.

Meat overload. Can get a bit jerlat

It looks ugly but tastes damn delicious. Smaller birds yield much a more tender meat while the larger birds have tougher breast meats.


So then, what makes this a frugallivingsg article you say?

Wait for it... (literally)... at 9.30pm, sometimes... sometimes... something magical happens.
The roast meat counter will have a fire sale and everything cooked for that day will be going for 50% off!!!!    *Goes wild!*

A whole roasted chicken is so versatile that I can make 14 meals out of that one single 50% off bird! Frozen and consumed over 2 weeks. And they were all delish. My saliva is flowing just thinking about those 14 plates of pasta.


My 14 meals of pasta from one bird!

Groceries on fire sale that are not for the faint of heart - Expired foods

Save!  - Depends on how much you spend on groceries and how often you get a chance to pick up quick sale items from the supermarket


The long and the short of it:
Expired foods are ok. If they aren't turning green or white with mould and other weird fungi, it's fine to eat them.
Additional or local tips!
Check out the supermarket about 30min before closing time to pick up Quick Sale items which needs to be sold by the end of the day otherwise they will get chucked. These items will normally be at 50% off.

Alternatively, come in early in the morning. These should be the two timings when items get labelled for Quick Sale.

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Now I'm a big proponent of this.

Expired or expiring foods are OK. 
If they aren't turning green or white with mould and other weird fungi, it's fine to eat them.



One big big example is... sliced bread. My parents always makes sure there is a loaf of clean white Gardenia sliced bread lying in the kitchen. It's the daily breakfast food, a versatile staple. They go through a loaf about once every 4 days but if not... they toss out the remaining slices, sometimes even whole loaves even if it is perfectly edible.

Why? Because of this...
They throw out perfectly edible food. And YET they lecture me on starving children in Africa when I was younger!



Hell, they've even gone one step further and toss out the bread on the day of expiration! It's not even about expired food anymore, they are tossing out expiring food because they can.
It's just too wasteful! It's like Singaporeans are too rich or something...


So what's a kid gotta do to convince the parents? Hahaha I started horrifying them by buying close to expired groceries before proceeding to cook and eat them. I've survived for about 3 yrs now having eaten some food items that are long past their expiry dates so there, it's fine.

Now there are obviously certain things that you should not eat in this manner. Namely, eggs, diary products, oils and canned foods which are bloated or have turned black when they should not. But honestly, even if these items have not gone past their expiration date, I wouldn't eat them if they have obviously turned bad. So just use your common sense. But in case you need some help to start off. Below are some examples:
  • White bread that's white. No wispy fungal spores or mould is safe to eat.
  • Vacuum packed preserved meats such as sausages, smoked meats and bacon. Best if frozen. Frozen goods last indefinitely.
  • Canned foods such as beans. No tomatoes cos the acidity might eat through can. I've had that happen to me so don't chance it.
  • Dried goods. Beans. herbs, mushrooms... Dried goods if kept properly dried will last indefinitely.


If you need more convincing, here's an article from TIME magazine that supports this. It's aptly named - Only Suckers Abide by Food Expiration Dates.

Oh and on top of saving food, you'll save money cos near expired items in the supermarkets have to be cleared asap and will often be sold at deep discounts.

Getting more money from your salary with DBS!

Save! Earn! - $60! 


The long and the short of it:
Get your HR payroll to deposit your salary into a DBS / POSB account and that's it! Insta extra $60!
Sadly this applies only to new salary credit arrangements. So basically if you are already sending money to a DBS / POSB account then no fish.

Additional or local tips!
No hafz.
But you can take revenge by assigning another your salary to be credited into another bank. Not only will you get the sweet taste of moving future funds away, you might get a higher interest rate from the other bank. BUT, scarly that other bank starts a similar promo like DBS...

So no revenge transfers better ya.

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The title is misleading. Max is $60... But better than nothing!

Easy peasy one. Just get your HR payrolls officer to credit your salary to a DBS / POSB account. DBS will then give you a 5% cash reward based on your monthly salary up to a maximum of $60 awarded. So basically anyone earning up to $1,200 should just do this.

The sad news is... If you're already sending your pay-checks to DBS, then well tough luck. They won't give you the cash reward.

Register here and you talk to your HR. 
Fine print here but I think it should apply to most salaried minions like you and me.

Offer ends on 31 May 2014 so do it quick!!!

*This post is all thanks to a tip off from Misty who gave me the heads up! Thanks Misty! 
For all the rest out there, I would love to hear from you too if this blog has helped and to share other money saving tips :)

Tuesday 20 May 2014

Free train rides + Breakfast!

Save! - $300-$390 a year on transport fees and a free breakfast!


The long and the short of it:
If you work in the city or near one of the 18 eligible MRT stations, wake your ass up early and take the MRT to your destination before 7.45am.

Additional or local tips!
Missed the timing just by a few minutes? Nebermind.
You still get $0.50 discount so still not bad. As the Hokkien saying goes: "No fish prawn also good."

Also!

Get a free Ya Kun Breakfast voucher (while stocks last) on 23rd May 2014, Friday, when you tap out before 7.45am at Raffles Place, Somerset or Lavender MRT.
I would say go for the free breakfast voucher thingy only if it's on your way. 
While stocks last means there's a high chance the vouchers will run out. Retirees sure to leap on this and organize breakfast keng kai sessions based on these voucher giveaways one. I know cos I will definitely do this sort of thing when I turn old!!!


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http://www.lta.gov.sg/content/dam/ltaweb/corp/PublicTransport/img/free-travel-extension-yakun-poster.jpg
Who doesn't love a good cup of Ya Kun in the morning?

Basically, LTA will subsidize free MRT rides for morning trips that end at 18 designated stations in the city area.

This scheme has been around for awhile now, having started in April 2013 to encourage people to ride to work at earlier hours to spread the human traffic flowing into the city.
It must have worked out well for both the LTA, SMRT and commuters since they are extending this to June 2015 (woohoo!)

You can read more about its history and the scheme itself here.

What's more they are giving away Ya Kun breakfast vouchers on 3 separate days!
Friday 16 May 2014 at Tanjong Pagar, Orchard and Bugis (oops! Blogged about it too late.)

Friday 23 May 2014 at Raffles Place, Somerset and Lavender
Friday 30 May 2014 at City Hall, Dhoby Ghaut and Chinatown

The Most Important Details in Brief!
  • You need to tap out of one of the designated stations by 7.45am to get the free ride. If you tap out later by a few minutes, you still get $0.50 off.
  • Your ride cannot originate from one of the 18 stations.
  • The 18 stations are:
Bayfront
Bras Basah
Bugis
Chinatown
City Hall
Clarke Quay
Dhoby Ghaut
Downtown
Esplanade
Lavender
Marina Bay
Orchard
Outram Park
Promenade
Raffles Place
Somerset
Tanjong Pagar
Telok Ayer
  • Free breakfast on 23 May (Raffles Place, Somerset and Lavender) and 30 May (City Hall, Dhoby Ghaut and Chinatown)


Thursday 15 May 2014

Earn even more money from Maybank

Save! Earn! - Depends. Between $10-100

The long and the short of it:
Use Maybank's Giro bill payments to get up to $100 rebate.

Additional or local tips!
Since you've to open a Maybank account you might as well chain the combo with their online credit card bill payment offer

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In a previous post, I wrote about pre-paying bills with your credit card
What about those that you can't pay with a credit card? 
Giro them!
For e.g. Giro your tax payments. Or home loan payments.

Maybank is giving out more serious money! Here's the offer

Maybank lately has been like a mini-god of fortune. Keeps on giving!


*This post is all thanks to a tip off from Misty who gave me the heads up! Thanks Misty! 
For all the rest out there, I would love to hear from you too if this blog has helped and to share other money saving tips :)

Pre-pay your bills to get the maximum rebates

Save! - Depends. You could save between $20-100

The long and the short of it:
Pre-pay your mobile phone bills and utilities to hit the minimum spending per month for higher rebates for credit cards such as UOB One card or Standard Chartered Manhattan card or BOC Shop card or Frank card.

Additional or local tips!
Shop around for the best card that fits your budget and usage! I'm alternating between Standard Chartered Manhattan card for bigger ticket items and UOB One card for recurring smaller bills. Haven't tried out BOC Shop card or Frank card yet though.


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We all have to pay our mobile phone / internet / cable TV bills and our utilities bills. So why not channel those payments towards your monthly credit card spending? You'll need to spend that money anyway, so why not get some rebates from them?

What if the amount is too little to reach the minimum spending to get better rebates? Well just pre-pay your bills. I have pre-paid my Singtel bills up to 6 months in advance before and likewise for SP Power bills. 

You can pay for Singtel bills via mybill site here.
You can pay for Starhub bills via here.
You can pay for SP Power bills at their customer service counters at Woodlands, Toa Payoh and Somerset. Branch info here.

Note:
- SP Power lets you pre-pay up to 2 months in advance based on your existing bill. So plan accordingly.