Going to the market with NTUC Vouchers

Save! - About $130/yr if you spend about $50/week at NTUC.

The long and the short of it:

Buy NTUC vouchers at a discount and use said vouchers to shop at NTUC. Remember to use your card to get LinkPoints.

Only applicable if you are not spending over $500/month using the OCBC NTUC Visa Plus! card which is only available to NTUC Union members. Cos that combo gets you can even better rate.

Local tips!

Check out Gumtree, Carousell, HWZ and the usual forums for people trying to cash in their vouchers. Just be careful of deals that sound too good to be true. Don't get scammed.

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Now that you've whet your appetite doing some frugal groceries shopping, here's a more advance level challenge. Using vouchers at NTUC.

Not many people know this yet or don't bother with it, but you can still receive NTUC LinkPoints when you shop using NTUC vouchers. (I've checked with them on email and have tested this out so it works as of 4 April 2014)

So where's the extra savings? Well, there are usually people on forums such as Gumtree, HWZ and Carousell looking to cash in their vouchers. NTUC vouchers should go for at least a 5% discount on those forums. Sometimes, the vouchers may even go for 10% off. Just make sure collection is not out of the way otherwise your 5% savings will end up enriching SMRT or SBS!

A word of caution - Don't get scammed!

If the offer sounds too good to be true, it probably is.

An example would be a super good voucher offered at 40% discount but requires you to do payment via internet banking or Western Union and they will mail the vouchers over afterwards. There is a risk that the seller will run off with your money.

Cash On Delivery (COD) is the safest or paypal (Should be able to claw back payments).