Get a massive cash rebate with POSB Everyday Credit Card

Save! Earn! - $160

The long and the short of it:

- Apply for the POSB Everyday Credit Card
- Spend $1,000 of retail transactions within the 1st month of card approval
- Promo period ends on 31st Dec 2015

-------------------------

This Santa Claus happens to like the colour blue.

It's Xmas and the banks are out for your money!!! 

Well potential money anyway. It's the time of credit card promos.

POSB is out to give you $160 if you apply for their POSB Everyday card online AND make a total retail spend of $1,000 within the 1st month of card approval. It's that simple.

The card is also easy to apply especially if you already have an internet banking account with POSB / DBS. 

Just click a bit here and there and you will be done with the online sign up in no time. I only spent like 3min to breeze through my application for me and my partner. That's some sweet $320 moolah in da bank.

As for the $1,000 retail spend (don't try online), it's the Xmas period so... spending $1,000 within the 1st month shouldn't be too difficult for the majority of Singaporeans.
BUT!
Hey hey hey, this is the Frugal Living SG blog so I'd be mightily disappointed if my readers go on some crazy spending spree just to get that $160 rebate. There is a better way.

There is a more pro-level of hacking this promo to stretch that dollar but you'll have to Like my Facebook here then PM on FB me to find out my secret. 
Why sharing via PM only? Cos good stuff must share but if over share, it might just be taken away!



DO NOTE!!!!
The usual T&Cs apply.
Promotion is valid from 1 August to 31 December 2015. 

Get $80 cash rebate if you spend $500 or $160 cash rebate if you spend $1,000 within one month of card approval.

P.S. Additional Pro-level hacks!
1) Combine this promo with... this
2) Try your luck redeeming mall promo items too. Such as the Mr Men Carrier Box & Gift Wrapper promotion now at Tampines Mall They might reject it or they might not.
(I got lucky heh and managed to snag one set. :D)

Money from your shopping mall - CapitaStar points

 Save! - About $50/yr if you spend about $200/week at malls 

Update! You can now scan using your phone! So easy and hassle free so you have absolutely no excuse not to do this.

The long and the short of it

Sign up for CapitaStar and use it to accumulate points. 

Local tips!

Sign up for the CapitaStar programme, always spend above $20 (Get extra toilet paper or chocolate if you need to top-up or plan your mall runs) and scan your receipts, scan your receipts, scan your receipts.

-------------------------

CapitaMalls really wants your money and is working hard to increasing the footfall in their malls. Their CapitaStar program essentially throws money (Loose change is also money ok) at you for buying stuff in their malls.

You can scan at their booths to earn points for every $20 spent in each receipt and you can redeem $5 Capitaland voucher for every 5,000 points earned. Each $1 nets you 5 points so that's basically an extra savings of 0.5% on top of whatever discounts and offers you get.

Yes yes. 0.5% isn't much to crow about but hey this 0.5% is FREEEEEEE. You can be buying important daily essentials like toilet paper may even be on discount! Think of all the discounts you can stack!

For gamers out there, it's like having a +2 enchanted sword that stacks with a +5% attack speed buff.

If you're still not convinced, here's an example of how much you can save.

If you spend $50 a week, you will save $12 annually.

If you spend $100 a week, you will save $24 annually.

If you spend $200 a week, you will save $48 annually.

It's not hard to hit $200 in groceries a week for a family of 4. Even more so if you eat out once a week. Every cent counts!

Yes, you will spend some time queuing for the machines to scan your receipt but hey, freeeeee money! Is my 5min worth the few cents savings? Yes it is. Unless you're earning boatloads of cash per month and have no time for meals. And since I'm not loaded. Yet. I shall slowly working my way up by saving and so should you. And I don't know you, but I would go as far as to pick up someone else's discarded receipt from the trash to scan. You don't have to do that by-the-way.

P.S. There's even some lame mini-games during promotional periods which means you get a chance to save even more if you're lucky enough to win anything. I've personally won $10 from these games. It's lame but hey, I won't argue with free money!