Cheap Toiletries

Save!  -Depends.

The long and the short of it:

Don't overpay for toiletries!
NTUC, Watsons and Guardian stores sell them at much higher prices than at some smaller neighborhood stores!

Additional or local tips!
Do a super cheap ass combo by using shopping mall vouchers! (Read earlier post here)
And remember to buy above $20 so you can scan the receipts to get shopping mall rewards points if you're shopping in Capitaland Malls.

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I used to buy all my toiletries from Watsons or NTUC thinking they were the cheapest.
Oh little did I know how wrong I was... I have since discovered Swanston at Chinatown and one that's closer to home, Venus Beauty at Tampines Mall.


Their shampoo, soap and other hair and facial products are wayyyyyyyy cheaper. You can expect to save between $2-6 per item. *Jaws drop* right...


They may be parallel imports but hey, they work just as well for me so why pay more for the same stuff?

Yahoo Finance has just highlighted this too!

Milk the NS IPPT for what its worth

Save! Potentially Earn $200 extra on top of your incentive for a complete extra 20 RT cycle. 

The long and the short of it

This is obviously only for born and bred Singaporean males with jobs that allow them to leave work early. And are also fit enough to Pass or get Silver or Gold in the first place.

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Face it. If you're a born and bred Singaporean male (or 2nd generation PR), you gotta do NS and that &*%#(@$% shit sucks bricks. So why not milk the system for what its worth.

This here only works for the fit fit kind.

If you Pass your IPPT or get any of the Silver or Gold incentives, you can squeeze out even more just by failing your IPPT first and going for a full 20 session RT before passing on your last session of RT IPPT session.

Why do this? Cos you'll get off work earlier on certain days to go exercise and MINDEF will pay you to exercise. MINDEF actually pays you ~ $16 for each RT or IPT session you attend. It's actually to offset your travel expenses so the savings won't be that much, maybe $10 per session instead?
  
That's still a stinking good deal. And also a damn stinking chao way to earn extra money.
And there's quite a number of people doing it already. I'm talking about those obviously damn fit people who run 10min under at RT sessions. Damn obvious can!